Bikes

Bike insurance buying guide

Category: Bikes

If you’re anything like us, cycling is more than a hobby – it’s an obsession! Choosing a bike, mulling over the components and debating what to upgrade next: it’s all part of the fun of being a cyclist.

Most riders have a stable of bikes from which to choose from and dread the day that one of those bikes gets damaged or *breathe in* gets stolen.

If you’re pushing your riding to the limit it’s almost inevitable that you’re going to crash – most of the time it’s just a scratch, but if it’s something worse we’ve put together a package of insurance policies  to look after your bike and yourself.

What is Chain Reaction Cycles Insurance?

Hopefully you’ll never need to claim on it, but if you do, Chain Reaction Cycles Insurance is the best insurance in the business! Whether you’re a downhill racer, sportive rider, leisure cyclist and everything in between we have the right package to suit you.

It covers you for theft, physical loss and damage as standard with a package of optional features.

Why choose Chain Reaction Cycles Insurance?

  • We’re the cycling experts – Chain Reaction Cycles, established in 1984, is a trusted name in the industry and a 5-star rated company.
  • Unbeatable value – you won’t find the same policy coverage for less anywhere in the world!
  • Top rated insurer – We’ve partnered with A.M.Best “A” rated, insurance company Markel to provide a policy superior to any other supplier.

Let’s take a look at the type of  insurance available…

Bicycle insurance


An awesome policy packed with many features and you’re covered for the value you’ve insured the bike for – we don’t depreciate bikes of any age (like other insurers do). Other benefits include accidental damage, crash damage and in-transit coverage.

For as little as $9 per month we’ll protect your bike at home, away, and even when you’re competing and whatever you need for your ride, you can choose it.

More info on our bicycle insurance

E-bike insurance


This package has all the features of our standard bicycle insurance with the added benefit of specific battery insurance – because your battery could get stolen or damaged too…

Right now you could save up to 40% when completing a full quote – most people don’t know that by entering all of your details when you get a full quote, your insurance score could save you up to 40%!

More info on our e-bike insurance


We’ve put this package together with your peace of mind a priority. As standard you’ll get protection against liability damage claims, accidental damage if you’re competing and protection if you’re injured or your bike is damaged by a motor vehicle.

Medical payments as a result of riding injuries are also taken care of, based on the limit you choose.

More info on our rider insurance

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Chain Reaction Cycles

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